Mudflap - Ideal card for Active Authorities

Fuel Card with Services and Value Added Features

At Get Exclusive Diesel Discounts - Save up to $1.00/ gal at over 2,800 Fuel stops with weekly credit terms. Break free from traditional fuel cards and their weak discounts, hidden fees, poor customer support, and clunky reporting. Your fleet deserves the freedom to thrive!

This card is ideal for carriers who have been operational for at least 3 months. Mudflap boast the lowest price for Diesel at T&A Stations as well as many other locations

To apply for the Mudflap Card click Here

The Mudflap Fuel Card and App

Types of Fuel Cards

Line of Credit

Think of this as a typical credit card. Most LOC cards are offered through the EFS network and requires an application fee and a thorough Credit Check usually requiring about a 750 Credit score to qualify. Your term, meaning how often you have to pay - and your available LOC are based on your credit report.

Pros

available credit to purchase fuel

Cons

Application Fee

Often have to pay on LOC 2x a week

No real discount benefit on fuel

Pre-Paid

Prepaid cards have become the standard if you are looking for discounts at the pump. That doesn't mean there aren't some things to look out for - like monthly fees, Transaction fees, limited participation of locations, limited or no discounts.

Pros

No credit report or score check

Deeper Discounts at the Pump

Often can fund your account with Factored Funds

Cons

Card specific - Higher monthly fees

Card Specific - Transaction fees over $1.50

Delay in accounts being available on the card

What to look for

For a Line of Credit Card - look for favorable repayment terms, a low financing fee, and 10+ days repayment cycle. The problem is that you will qualify for these things after you pay the application fee and find out your results, so the best way to find out about a card is to do some research and look for cards with favorable terms

For a PrePaid Card - Ideally you want at least 2000 stations involved, and a mix of local and national companies. It is more difficult to find a card that includes all of the big truck stops, but your goal is finding cards with variety. Usually you will find that these programs have about a $10 a month service fee and often have about a $2.50 per transaction fee, meaning that every time you use the card you are bing charged $2.50 and this adds up qucily. If you filled up 10 times a month, and had a $2.50 transaction fee, that means you have to overcome $3.50 in fees each time you fill up. If you discount is only $0.15 cents, that means you have to pump 25 gallons before you even see a discount! So look for low or no monthly fees, and transaction fees less than $1.50 each use. Also, if you are getting good discounts like $0.50 then you are getting savings after your 5th Gallon